Mrs. Loretta Plansky, a recent widow in her seventies, is settling into retirement in Florida while dealing with her 98-year-old father and fielding requests for money from her beloved children and grandchildren. Thankfully, her new hip hasn’t changed her killer tennis game one bit.

One night Mrs. Plansky is startled awake by a phone call from a voice claiming to be her grandson Will, who desperately needs ten thousand dollars to get out of a jam. Of course, Loretta obliges—after all, what are grandmothers for, even grandmothers who still haven’t gotten a simple “thank you” for a gift sent weeks ago. Not that she's counting.